Insight on topics that impact wealth and retirement
FRM thought leadership
This paper discusses risk-free curve selection and setting of the discounting spread (over the risk-free rate) for variable annuity fair valuation.
While it is too soon to quantify all the effects from the COVID-19 pandemic, this paper could help women become more aware of resources and solutions to help them and their loved ones be more financially secure.
During the months following the February 2020 market drawdown, bonds, commodities, and stocks have all had a remarkable run, leading many investors and advisors to contemplate both the prospect of asset bubbles and the…
The market contraction at the onset of the coronavirus pandemic in Q1 2020 was the biggest test of risk-managed investment products since the 2008 financial crisis. This paper puts the downturn into historical context and…
On average, October is the most volatile calendar month of the year for the stock market. This year's contentious election may help to reinforce that trend.
Four charts that provide historical context around the condition of the U.S. labor market.
This paper examines the hedge effectiveness of a wide range of Variable Annuity carriers.
By increasing the number of female advisors, a greater number of clients can benefit from the unique perspectives and life experiences women bring to help people navigate critical financial decisions.
This white paper examines the process of constructing discount curves in accordance with Long Duration Targeted Improvements, including the criteria that should be used, and assesses the quality of the different algorithms…
Women face unique obstacles in securing the necessary roadmap for retirement. But there is reason to be optimistic that, through innovative technology and an industry aware of women’s purchasing power, more resources…
Driven by the G20 and the Financial Stability Board, major initiatives are under way to reform interest rate benchmarks and move away from Interbank Offered Rates (IBOR) to overnight near risk-free rates.
Market observers have posited in recent years that Volatility Control (VC) funds represent a focal point of instability for financial markets.
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