Milliman FRM Thought Leadership
FRM thought leadership
Alliance for Lifetime Income content
The Alliance for Lifetime Income is a nonprofit consumer education organization whose mission is to help Americans understand the benefits of protected lifetime income when planning for retirement. Milliman is a member of the Alliance.
Inclusion of guaranteed retirement income solutions in 401(k) plans: Impact of SECURE 2.0
This paper explores ways in which the SECURE 2.0 changes enhance the addition of guaranteed retirement income contracts to plans.
Understanding annuity mortality credits
This paper examines how retirees can spend more money each year in retirement by pooling the risk of an unknown lifespan with other retirees through an annuity — a benefit that is often described as a mortality credit.
How to ensure your retirement advice for women involves more than just building a nest egg
This paper is the first in a series where we explore what it takes to be a financial professional who identifies as a “retirement planning professional.” In other words, a person prepared to help clients shift from building a nest egg to spending it, which are two vastly different experiences.
The role of annuities in an optimal retirement portfolio: a review of the literature
This literature review explores the role research suggests annuities should play in retirement portfolios, drawing on a wide range of academic studies and industry analysis.