Insights into market trends through Q2 2024.

Insights into market trends over the course of 2023, focusing on interest rates, inflation, risk, and the Federal Reserve.

Insights into market trends through Q3 2023.

Insights into market trends through the first half of 2023.

Recent changes in the U.S. law and GAAP rules have made it easier to manage VA risks and achieve stable earnings across frameworks.

Insights into market trends over the course of 2022, focusing on interest rates, inflation, risk, and the Federal Reserve.

There are significant implications of the impending discontinuation of LIBOR and transition to SOFR for U.S. annuity liability valuations.

The benefits of mitigating portfolio volatility and drawdown are magnified during portfolio decumulation in retirement.

This paper details the low rates of financial literacy in the U.S., explores the factors behind it, and offers some timely ideas and resources for raising our level of financial literacy as a society.

This paper discusses risk-free curve selection and setting of the discounting spread (over the risk-free rate) for variable annuity fair valuation.

During the months following the February 2020 market drawdown, bonds, commodities, and stocks have all had a remarkable run, leading many investors and advisors to contemplate both the prospect of asset bubbles and the portfolio implications of those bubbles bursting.

Four charts that provide historical context around the condition of the U.S. labor market.

This paper examines the hedge effectiveness of a wide range of Variable Annuity carriers.