Insight on topics that impact wealth and retirement
FRM thought leadership
The Alliance for Lifetime Income is a nonprofit consumer education organization whose mission is to help Americans understand the benefits of protected lifetime income when planning for retirement. Milliman is a member of the Alliance.
Americans entering retirement face a considerable level of risk from the triple threat of longevity, market volatility, and long-term care.
Both preretired and already retired households have always faced, in varying degrees of severity, five basic risks. This essay describes and analyzes each of the five risks in detail.
How annuity decisions are framed has a major impact on the decision to annuitize. This essay offers three ideas to help work within this dynamic.
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